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ILLUSTRATE THE POSSIBILITIES

A little, often.
Over time.

Explore how contributions and an assumed rate of return change an illustrative investment projection.

SMARKO / 03
SIP ILLUSTRATION TOOL

Do the math.
Know the caveats.

This calculator uses a hypothetical constant annual return, compounded monthly. Real mutual fund returns fluctuate and may be negative. This is not a forecast, recommendation or guaranteed result.

₹5,000
₹500₹1,00,000
15 years
1 year40 years
10%
0%20% (hypothetical)

Assumes end-of-month contributions and a constant effective monthly rate derived from the annual return selected. Taxes, fees, inflation, market volatility and exit charges are not included.

ILLUSTRATIVE FUTURE VALUE₹20,72,351
Your contributions₹9,00,000
Hypothetical gain₹11,72,351
NOT GUARANTEED. ACTUAL RETURNS MAY BE LOWER, ZERO OR NEGATIVE.
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READ BEFORE YOU DECIDE

Numbers are useful.
Context is essential.

01 /

Illustration ≠ prediction

Projection examples show what a formula produces under fixed assumptions, not what any mutual fund will actually deliver.

02 /

Risk remains

Every fund has risks. Market values change and actual outcomes can diverge significantly from the example.

03 /

Costs matter

Expense ratios, applicable charges, taxes and inflation can change real-world outcomes.

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